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Level 1 Everyday
Right now you are feeling pretty healthy but just because your healthcare needs are modest, it doesn’t mean that you don’t want the best quality healthcare and a health insurance plan that provides you with excellent value for money. Level 1 Everyday not only gives you access to excellent hospital care should you need it, but it also works for you on a daily basis by giving you money back on everyday medical expenses such as visits to your G.P. or dentist. |
| Adult | 1st, 2nd and 3rd child/student | 4th & next child/student | Newborn* | |
| Premium | €592.00 | €217.60 | - | Free |
| Government levy | €128.00 | €42.40 | €42.40 | - |
| Level 1 Everyday annual premium plus levy | €720.00 | €260.00 | €42.40 | Free |
*Free until next renewal
Here’s what Level 1 Everyday will give you:
Access to more local and national hospital and treatment centres than any other health insurer.
- A private room in a public hospital.
- 75% cover in a semi-private room in a private hospital.
- Full cover for all listed cardiac procedures in high-tech hospitals.
- Full cover for all day case procedures in public and private hospitals.
- Cover for in patient consultant fees.
- Full scan cover in 48 approved treatment centres for out patient PET-CT, MRI scans & CT scans compared to 24 with Vhi and 20 with Quinn.
- Cancer care support benefit for accommodation costs incurred when travelling.
A wide range of additional core benefits
- Cover for new and emerging procedures not yet available in Ireland.
- Up to €100,000 for A&E cover abroad.
- 100 days cover for in patient psychiatric treatment per year.
- 91 days in patient cover for alcohol and substance abuse every 5 years.
- €30 per day towards convalescence care for up to 14 days.
Making sure you stay healthy
Level 1 Everyday gives you access to all of the great out patient benefits listed in the table below.
Remember that you do not have to reach a yearly excess on your out patient benefits. To claim just keep all of your receipts and send them to us at the end of the policy year and we will send you a cheque for the eligible amount within 3 days.
| Benefit | Amount covered per policy year |
| G.P visits | Up to €30 per visit x 25 visits |
| Dentist |
Up to €30 per visit x 25 visits |
| Physiotherapist |
Up to €30 per visit x 25 visits |
| Health Screen | €100 contribution every 2 years |
| A&E Cover | Up to €60 per visit x 3 visits |
| Emergency dental care | Covered up to €450 |
| Pre/post -natal consultant care | Up to €300 |
| Manual Lymph Drainage | Up to €50 per visit x 5 visits |
| Home nursing | Up to €40 per day for up to 20 consecutive days |
| Consultant fees | Up to €60 per visit |
| Pathology: Consultant fees Cost of test |
Covered for 50% of the cost set out in our schedule of benefits for professional fees Covered for 50% of cost |
| Radiology: Consultant fees Cost of test |
Covered for 50% of the cost set out in our schedule of benefits for professional fees Covered for 50% of cost |
| Scans- carried out in non approved treatment centre for scans | MRI- up to €200 CT- up to €150 |
| Medical & Surgical appliances | See full list of medical and surgical appliances that we cover |
Please Note: We will add €1 to the amount of your claim and deduct an excess of €1. This has no effect on the amount that we pay you, and is carried out purely for regulatory reason.
An excellent package of maternity benefits
If maternity cover is on the horizon then you will also have access to first class care.
- Full cover for up to 3 nights in a public hospital.
- Generous contribution of €3,000 if you choose to go to a private hospital or have a home birth.
- Money back on your pre and post natal visits.
- Cord blood stem cell preservation.
- Post natal home help.
- Newborns free until the next renewal.
Better innovation and service
- We were the first insurer to contribute to the cervical cancer vaccination and continuously strive to ensure that we bring you the best contribution and even greater access to this benefit. We offer you a €150 contribution towards the vaccination at Point of Care Health Services.
- We will give you 22.5% back on the cost of laser eye surgery at Optical Express clinics.
- You have access to our 24-hour Nurse-on-call telephone support service for all of your health concerns.
- By becoming a member of Hibernian Aviva Health you also get to avail of a range excellent money-saving member benefits from providers such as Smiles teeth whitening & orthodontics and Allen Carr Easyway to Stop Smoking clinics.
| >> How to use the plan |
>> Download the handbook |
| >> Download the brochure |
>> Terms & Conditions |
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All prices include group discount and are net of tax relief at source at the standard rate, age related tax credits and are correct at the time of going to print October 09. Please note: Students/children must be dependants. Children must be under 18 at the date of last renewal. Students must be under 23 and in full-time education at the date of last renewal. |
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