Level 1 Hospital

Right now you are feeling pretty healthy but just because your healthcare needs are modest, it doesn’t mean that you don’t want the best quality healthcare and a health insurance plan that provides you with excellent value for money.

Level 1 Hospital gives you access to excellent hospital care so that you have the reassurance of knowing that you will have the best quality healthcare, should you ever need it.

  Adult 1st, 2nd and 3rd child/student 4th & next child/student Newborn*
Premium €392.00 €172.60 - Free
Government levy €128.00 €42.40 €42.40 -
Level 1 Hospital annual premium plus levy €520.00 €215.00 €42.40 Free

*Free until next renewal

Here’s what Level 1 Hospital will give you: 

Access to more local and national hospital and treatment centres than any other health insurer.

  • A private room in a public hospital.
  • 75% cover in a semi-private room in a private hospital.
  • Full cover for all listed cardiac procedures in high-tech hospitals. 
  • Full cover for all day case procedures in public and private hospitals.
  • Cover for in patient consultant fees.
  • Full scan cover in 48 approved treatment centres for out patient PET-CT, MRI scans & CT scans compared to 24 with Vhi and 20 with Quinn. 
  • Cancer care support benefit for accommodation costs incurred when travelling

A wide range of additional core benefits

  • Cover for new and emerging procedures not yet available in Ireland.
  • Up to €100,000 for A&E cover abroad.
  • 100 days cover for in patient psychiatric treatment per year.
  • 91 days in patient cover for alcohol and substance abuse every 5 years.
  • €30 per day towards convalescence care for up to 14 days.

Making sure you stay healthy

Level 1 Hospital also gives you money back on a wide range of out patient benefits like consultant visits, A&E visits and radiology costs.

All out patient claims are subject to an excess of €150 for an individual and €250 where there are two or more people on the policy. And whats more, there are no claim forms to fill out, just keep all of your receipts and send them to us at the end of the year, we will deduct the excess and send you a cheque for the eligable amount within 3 days.

Benefit Amount covered per policy year

Health Screen

(Not subject to an out patient excess)

€100 contribution every 2 years
A&E cover
Up to €60 per visit x 3 visits
Emergency dental care Covered up to €450

Pre/post natal consultant care

Up to €300
Manual lymph drainage  Up to €50 per visit for 5 visits
Home nursing Up to €40 per day for up to 20 consecutive days
Consultant fees Covered up to €60 per visit

Pathology:
Consultant fees


Cost of test


Covered for 50% of the cost set out in our schedule of benefits for professional fees
Covered for 50% of cost

Radiology:
Consultant fees



Cost of test


Covered for 50% of the cost set out in our schedule of benefits for professional fees

Covered for 50% of the cost
Scans- carried out in non approved treatment centre for scans MRI- up to €200
CT- up to €150
Medical & Surgical appliances See full list of medical and surgical appliances that we cover

An excellent package of maternity benefits

If maternity cover is on the horizon then you will also have access to first class care.

  • Full cover for up to 3 nights in a public hospital.
  • Generous contribution of €3,000 if you choose to go to a private hospital or have a home birth.
  • Money back on your pre and post natal visits.
  • Cord blood stem cell preservation.
  • Post natal home help.
  • Newborns free until the next renewal.

Better innovation and service 

  • We were the first insurer to contribute to the cervical cancer vaccination and continuously strive to ensure that we bring you the best contribution and even greater access to this benefit. We offer you a €150 contribution towards the vaccination at Point of Care Health Services.
  • We will give you 22.5% back on the cost of laser eye surgery at Optical Express clinics. .
  • You have access to our 24-hour Nurse-on-call telephone support service for all of your health concerns.
  • By becoming a member of Hibernian Aviva Health you also get to avail of a range excellent money-saving member benefits from providers such as Smiles teeth whitening & orthodontics, Jackie Skelly Fitness and Allen Carr Easyway to Stop Smoking clinics


>> How to use the plan
>> Download the handbook
>> Download the brochure
>> Terms & Conditions

All prices include group discount and are net of tax relief at source at the standard rate, age related tax credits and are correct at the time of going to print October 09. Please note: Students/children must be dependants. Children must be under 18 at the date of last renewal. Students must be under 23 and in full-time education at the date of last renewal.


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