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Level 2 Everyday
You know that your health and your family’s health are the most important things in the world, so you want to be sure that should something happen, you will have access to the hospital care and treatment that you need as well as money back on lots of essential daily healthcare expenses. Level 2 Everyday gives you that confidence to know that you’re making the best choices for you and your family’s health with a health insurance plan that delivers quality healthcare along with excellent value for money and all without compromise. |
| Adult | 1st, 2nd and 3rd child/student | 4th & next child/student | Newborn* | |
| Premium | €762.00 | €232.60 | - | Free |
| Government levy | €128.00 | €42.40 | €42.40 | - |
| Level 2 Everyday annual premium plus levy | €890.00 | €275.00 | €42.40 | Free |
*Free until next renewal
Here’s how Level 2 Everyday is a better choice for you:
Access to more local and national hospital and treatment centres than any other health insurer.
- A semi-private room in a private hospital.
- A private room in a public hospital.
- Full cover for all listed cardiac procedures in high-tech hospitals.
- Full cover for all day case procedures in public, private and high-tech hospitals.
- Cover for in patient consultant fees.
- Full scan cover in 48 approved treatment centres for out patient PET-CT, MRI scans & CT scans compared to 24 with Vhi and 20 with Quinn.
- Cancer care support benefit for accommodation costs incurred when travelling
A wide range of additional core benefits
- Cover for new and emerging procedures not yet available in Ireland.
- Should you decide to have your treatment abroad, we will cover you for the cost of the same procedure in Ireland.
- Up to €100,000 for A&E cover abroad.
- 100 days cover for in patient psychiatric treatments per year.
- 91 days in patient cover for alcohol and substance abuse every 5 years.
- €30 per day towards convalescence care for up to 16 days.
Making sure you stay healthy
Level 2 Everyday gives you access to all of the great out patient benefits listed in the table below.
Remember that you do not have to reach a yearly excess on your out patient benefits. To claim just keep all of your receipts and send them to us at the end of the policy year and we will send you a cheque for the eligible amount within 3 days.
| Benefit | Amount covered per policy year |
| G.P visits | Up to €30 per visit x 25 visits |
| Dentist |
Up to €30 per visit x 25 visits |
| Physiotherapist |
Up to €30 per visit x 25 visits |
| Other day-to-day practitioners: Massage therapist (including baby & sport massage); Osteopathy (including cranial osteopathy); Dietician & reflexologist. |
Up to €30 per visit x 25 combined visits |
| Eye test benefit |
Covered up to €60 per policy year including glasses and lenses |
| Health Screen | €100 contribution every 2 years |
| A&E Cover | Up to €60 per visit x 3 visits |
| Emergency dental care | Covered up to €500 |
| Pre/post -natal consultant care | Up to €400 |
| Manual Lymph Drainage | Up to €50 per visit x 5 visits |
| Psycho-oncology counselling | Up to €40 per day for up to 20 consecutive days |
| Home nursing | Up to €40 per day for up to 20 consecutive days |
| Consultant fees | Up to €60 per visit |
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Pathology: Cost of test |
Covered for 50% of the cost set out in our schedule of benefits for professional fees Covered for 50% of cost |
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Radiology: Cost of test |
Covered for 50% of the cost set out in our schedule of benefits for professional fees Covered for 50% of cost |
| Scans- carried out in non approved treatment centre for scans | MRI- up to €350 CT- up to €200 |
| Medical & Surgical appliances | See full list of medical and surgical appliances that we cover |
Please Note: We will add €1 to the amount of your claim and deduct an excess of €1. This has no effect on the amount that we pay you, and is carried out purely for regulatory reason.
We know that your maternity experience does not start and end with your hospital cover. This is why we have developed the most comprehensive range of benefits which you can use right from the very start through to when you bring your baby home. So you can look after the important part and we’ll take care of the rest with:
- Full cover for up to 3 nights in a public hospital.
- Generous contribution of €4,000 if you choose to go to a private hospital or have a home birth.
- Money back on your pre and post natal visits.
- Contribution towards consultant delivery fees.
- Newborns free until the next renewal.
- Breast feeding consultancy.
- Partner benefit.
- 4D scans.
- Cord blood stem cell preservation.
- Doula birth assistant benefit.
- Post natal home help
- Member discounts at U Mamma and MTC.
Better innovation and service
- We were the first insurer to contribute to the cervical cancer vaccination and are still committed to ensuring that we continually bring you the best contributions and even betted access to this benefit. We offer you a €150 contribution towards the vaccination at Point of Care Health Services.
- We strive to bring you the most advanced medical technologies like providing you with cover for the latest treatment of prostate cancer through the Da Vinci Prostatectomy surgery.
- We will give you 22.5% back on the cost of laser eye surgery at Optical Express clinics.
- You have access to our 24-hour Nurse-on-call telephone support service for all of your health concerns.
- By becoming a member of Hibernian Aviva Health you also get to avail of a range excellent money-saving member benefits from providers such as Smiles teeth whitening & orthodontics, Jackie Skelly Fitness and Allen Carr Easyway to Stop Smoking clinics.
- If you would like to start taking a pro-active approach to your health, then you can go online to take our free health check or use your plan benefit to get money back on a full health screen.
Level 2 Everyday is specially designed to meet the needs of your family. With this in mind we have come up with a range of additional benefits such as child counselling and parent accompanying child grants that are tailored specifically for your child. You will find the full list of benefits in the table below.
| Benefits | Amount covered per policy year |
| Child speech & language therapist | Up to €30 per visit x 10 visits |
| Child home nursing care | Up to €100 per day for up to 14 consecutive days |
| Parent Accompanying Child Grant | Up to €40 per day for up to 14 consecutive days |
| Paediatric Consultant costs | Up to €80 |
| Child counselling | Up to €30 per visit x10 visits |
| Child Asthma care programme | €135 contribution |
| Baby Massage therapy & Cranial osteopathy | Part of €30 x 25 combined visits – see other day-to-day practitioners in Our Patient benefits |
Please Note: We will add €1 to the amount of your claim and deduct an excess of €1. This has no effect on the amount that we pay you, and is carried out purely for regulatory reasons
| >> How to use the plan |
>> Download the handbook |
| >> Download the brochure |
>> Terms & Conditions |
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All prices include group discount and are net of tax relief at source at the standard rate, age related tax credits and are correct at the time of going to print October 09. Please note: Students/children must be dependants. Children must be under 18 at the date of last renewal. Students must be under 23 and in full-time education at the date of last renewal. |
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